THE RETIREMENT READINESS SCORECARD
Are you actually ready to retire?
A 20-minute self-assessment across the five areas that determine whether a retirement plan holds up, or breaks down.
THE PROBLEM
Most retirement plans have never actually been tested.
You've probably run a number in your head — a savings target, a date. What most people haven't done is pressure-test the plan against the things that actually break it.
1. Withdrawal Rates
A withdrawal rate that looks fine on a napkin often doesn't survive a real market cycle.
2. Healthcare and Inflation
Healthcare and Inflation is the line item almost everyone underestimates.
3. Tax Efficiency
Where your savings sit quietly decides
your tax bill for decades.
WHAT'S INSIDE
Five areas. Twenty-five checks. One picture.
1. Income & Withdrawal Readiness
Whether your income plan can survive a real market cycle.
2. The Healthcare Bridge
Covering the gap before Medicare starts.
3. Tax Diversification
Why where your money sits matters as much as how much.
4. Spending Flexibility & Market Risk
Whether your plan can bend without breaking.
5. Purpose & Behavioral Readiness
The non-financial half almost no one plans for.
SEE IT BEFORE YOU BUY IT
A real page from the Scorecard.
SECTION 01 of 05
Income & Withdrawal Readiness
Retirement means your money has to work for a long, unpredictable stretch before Social Security or a pension helps.
I know, in general terms, what percentage of my portfolio I'd need to withdraw each year.
My income sources are spread across more than one "bucket."
I could describe what "sequence of returns risk" means in one sentence.
WHY THIS MATTERS
A withdrawal rate that looks fine on paper can run out of runway once you account for a longer horizon and real market volatility.
IS THIS FOR YOU
Built for people doing real planning, not shopping for reassurance.
THIS IS FOR YOU IF:
You want an honest gut-check before your next big decision
You'd rather find the gaps now than in year four of retirement
You're not ready for a call yet, but want to keep moving
THIS MIGHT NOT BE FOR YOU IF:
You want specific dollar recommendations for your accounts
You'd rather just book the free 30-minute call first
READY WHEN YOU ARE
Twenty minutes tonight beats another year of guessing.
Instant PDF Download
5 Scored Sections, 25 Self-Checks
Plain English "Why this matters"
Scoring Guide with Result Tiears
No Obligations / No Advisory Relationship